PROF. DR. AIJAZ ALI KHOSO; DR. AHMED RAZA KHAN; DR. MUHAMMAD SHOAIB KHAN. Interlinking Globalization, Digitalization, and Financial Inclusion in Islamic Banking. AL-HAYAT Research Journal (AHRJ), [S. l.], v. 2, n. 1, p. 196–217, 2024. DOI: 10.5281/. Disponível em: https://hrj.com.pk/index.php/hrj/article/view/193. Acesso em: 19 feb. 2026.