DR. AHMED RAZA KHAN; PROF. DR. AIJAZ ALI KHOSO; DR. MUHAMMAD SHOAIB KHAN. Artificial Intelligence and Blockchain Integration in Islamic Banking: Opportunities, Efficiency Gains, and Emerging Challenges. AL-HAYAT Research Journal (AHRJ), [S. l.], v. 2, n. 2, p. 371–380, 2025. DOI: 10.5281/. Disponível em: https://hrj.com.pk/index.php/hrj/article/view/165. Acesso em: 19 feb. 2026.